These terms of use, together with our Privacy Statement and Cookie Policy (collectively referred to as the "Terms"), outline the conditions under which you may use our website at www.techugo.ca ("Site"). By accessing or using our Site, you confirm that you accept these Terms. If you do not agree, please do not use the Site.

The Site is handled by Techugo Private Limited ("us," "we," "our"), a Canadian company.

For queries, you can reach us via the Contact Form available on the Site or by using the details provided on the 'Contact Us' page.

We reserve the right to amend these Terms at any time. Please check the page periodically to guarantee you are aware of any changes, as they are binding on you. Updates to the Site or its content may also be created without prior notice.

Our Site is provided free of charge. It is your responsibility to confirm that all required arrangements are in place for access.

We do not guarantee uninterrupted or error-free access to the Site. We may stop, withdraw, or modify parts of the Site at any moment without notice and are not accountable if it becomes unavailable for any reason.

All intellectual property rights in the content on our Site are held or licensed by us. These materials are protected under copyright laws in Canada and globally. All rights are reserved.

You may print or download extracts from the Site for personal use but must not change the content or use it commercially. Any illustrations, photos, videos, or graphics must stay with their concurrent text, and you must credit our authorship.

The content provided on the Site is for general informative purposes only and is not intended to constitute advice.

We aim to keep the Site updated but make no guarantees about the accuracy, completeness, or timeliness of the information delivered.

These Terms do not exclude or limit our liability for death or personal injury caused by our negligence, fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.

To the highest extent permitted by law, we disclaim all conditions, warranties, representations, or other terms that may apply to our Site or its content, whether express or implied.

We are not liable for any failure or damage arising from contract, tort (including negligence), breach of statutory duty, or other causes, even if foreseeable, in connection with:

- 1. Your use of, or inability to use, our Site; or
- 2. Your reliance on any content displayed on our Site.

Our Site is intended for domestic and private use only. Commercial use is forbidden, and we are not responsible for any loss of profit, business, business interruption, or business opportunities.

If you are a business user, we specifically exclude liability for:

- 1. Loss of profits, sales, business, or revenue
- 2. Business interruption
- 3. Loss of anticipated savings
- 4. Loss of business opportunities, goodwill, or reputation
- 5. Any indirect or consequential loss or damage

We are not answerable for any loss or damage caused by viruses, distributed denial-of-service attacks, or other harmful technological material that may infect your computer, software, data, or proprietary materials due to your use of our Site or downloading content from it or any linked websites.

Also, we do not take accountability for the content of any websites linked to our Site. Such links are not endorsements, and we disclaim liability for any loss or damage resulting from your use of these external sites.

We do not guarantee the Site is secure or free from bugs or viruses. Users must ensure their systems are protected with appropriate antivirus software. You may not use or introduce viruses or other malicious code or attempt to gain unauthorized access to the Site. Any such activity will be reported to law enforcement, and your right to use the Site will be terminated.

You may link to our Site, provided this is done fairly and legally without damaging our reputation or implying any endorsement by us where none exists. We reserve the right to withdraw linking permissions without notice.

Our Site may contain links to third-party websites for informational purposes. We have no control over these websites and do not accept responsibility for their content.

If you are a consumer, these Terms, their subject matter, and their formation are governed by Canadian law. Both you and I agree to the non-exclusive jurisdiction of the Canadian courts.

If you are a business user, these Terms and their formation (including any non-contractual disputes or claims) are governed by Canadian law. You and we agree to the exclusive jurisdiction of the Canadian courts.